The Modern 12 Days of Christmas


Posted by Valley Financial Group & Billy Wolfe Jr.

The Christmas season is upon us, and whether you like it or not, you're bound to catch a snippet of a carol anytime you cycle through the radio stations. Among favorites such as Rudolph and Jingle Bells lies perhaps the most famous Christmas song, the 12 Days of Christmas. The song was written sometime in the 16th or 17th centuries. It originally only contained lyrics, with the musical accompaniment being added later by another composer. Its meaning is also disputed by many. Some argue that the song was written by closet Catholics in Protestant England, with the true love being a symbol for Christ and each gift representing a gift that God had given His people. Others defend that is based off a children’s memory game, and that it was originally written in France before being translated at a later date. Still others maintain that the 12 days symbolize the 12 days in between Christmas and the eve of the Epiphany, which is the feast of the magi's visit to see the newborn Christ. No matter the true meaning, there is no denying that this timeless song is a staple of Christmas tradition, even as the lyrics remain the same. Here we will alter the 12 Days of Christmas to fit the modern holiday season, and list the 12 days of Christmas gifts for your family.

12 strings of lights

11 packs of underwear

10 cups of eggnog

9 Starbucks Gift Cards

8 ugly sweaters

7 sheets of cookies

6 family pictures

5 Xbox games

4 screaming kids

3 laptops

2 Nike sneakers

And 1 decorated Christmas Tree

Have a Merry Christmas and a safe and happy holiday season this year from everyone at Valley Financial.

Thanksgiving dinner.....

Posted by Valley Financial Group & Billy Wolfe Jr.

It’s hard to believe it’s almost Thanksgiving! It’s the time of year we get to see the whole family gathered together for America's favorite meal, whether that sounds good to you or not. Most of us just want to eat, spend some time with our loved ones that we might not have seen in a while and maybe watch a little football. But every year serves as a reminder of just how crazy family can be. Every single person at the table is a unique, irreplaceable and usually hilarious part of the family. There will be the one that everyone knows is going to bring up politics at an incredibly inappropriate time. The uncle that's convinced he would be NBA MVP if it wasn't for that knee. The cousin who only has the same 3 jokes he's hoping everyone forgot he told last year. There is the mother and father-in-law, too many great aunts and uncles to remember, and regardless of if you're nine, thirty-nine or sixty-nine, there will be one person who will reminisce about changing your diaper. The list goes on and on for every family, but no one will ever remember a normal dinner without the laughs and the stories, no matter how delicious the turkey.

Thanksgiving is a time not only to share a meal with our family and hopefully watch the Cowboys lose; it is a time to be thankful for the amazing family which we have been given. It’s a time to be thankful for our Mother and Father, and all the sacrifices they've made for us, to be thankful for our grandparents, who love and spoil us more than we'll ever deserve, and to be thankful for our aunts, uncles, nieces, nephews and cousins, who each bring their own individual gifts that help to make every family perfect. We love them not in spite of their quirks and craziness, but because of them. Family is the most important thing in life, no matter who you are or what you do. So be thankful for your family this Thanksgiving, but we won't blame you for not minding the next year of waiting.

 The dinner table at Thanksgiving is a lot like a good portfolio.  There are usually several different personalities that help to make the day more memorable.  In a similar way a successful portfolio usually has several unique asset classes (personalities, if you will), helping you to reach your goals, which we hope can lead you to creating more memories with your family and friends.

 Happy Thanksgiving from Valley Financial Group!